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SR-22 in Connecticut: Fees, Minimum Coverage and How Long
The short answer
Connecticut no longer requires an SR-22 automatically after specific offenses such as DUI. Under state law (CGS 14-112), the DMV commissioner may require your insurer to file a certificate of financial responsibility, the SR-22 form, when your driving record warrants it. Minimum liability is $25,000 per person and $50,000 per accident for injuries, and $25,000 for property damage (25/50/25). There is no fixed term: after 12 months you may ask the commissioner to remove the requirement.
At a glance
| Uses SR-22 | Only when the DMV requires it |
|---|---|
| Minimum liability | 25/50/25 |
| How long | No fixed term; you may ask to remove it after 12 months |
| State reinstatement fee | $175 |
| Who files it | Your insurance company |
What else to know in Connecticut
Connecticut caps the insurer's own SR-22 filing fee at $10. The state restoration fee is $175 for any suspended or revoked license or registration, and a lapse in insurance adds a $200 civil penalty to lift a registration suspension.
Steps
- Get a liability policy of at least 25/50/25 from an insurer licensed in Connecticut and tell them you need an SR-22. Not every insurer provides it.
- The insurer files the SR-22 with the Connecticut DMV. You cannot file it yourself.
- Pay the state's fees on your suspension notice. The state's reinstatement fee is $175.
- Keep the policy active until the DMV commissioner removes the requirement; you may ask after 12 months. Before you cancel, confirm with the state that your requirement has ended; canceling early can suspend your license again.
FAQ
How long do I need the SR-22 in Connecticut?
No fixed term; you may ask to remove it after 12 months, under Connecticut's rules (see the sources below).
Does Connecticut charge a fee for the SR-22?
No. It is filed by your insurer, which may add its own charge. The state's reinstatement fee is $175.
Can I get an SR-22 without a car?
Yes. Some insurers offer non-owner SR-22 policies for drivers without a vehicle. Coverage depends on the policy; ask the insurer.
What liability limits does Connecticut require?
$25,000 per person and $50,000 per accident for injuries, and $25,000 for property damage (25/50/25). Some states also require other coverage, such as personal injury protection or uninsured motorist coverage; check with the state agency.