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SR-22 in Idaho: Fees, Minimum Coverage and How Long
The short answer
In Idaho, an SR-22 is a certificate your insurance company files with the Idaho Transportation Department to prove you carry at least the state minimum liability insurance of $25,000 per person and $50,000 per accident for injuries, and $15,000 for property damage (25/50/15). You must keep it in force for 3 years from the end of a conviction suspension, including DUI; 1 year after a first no-insurance conviction; if the policy is canceled early, the insurer reports it and your license can be suspended again. The state charges no fee for the SR-22 itself; your insurer may charge its own filing fee. The state's reinstatement fees are $25 to $285, depending on the suspension.
At a glance
| Uses SR-22 | Yes |
|---|---|
| Minimum liability | 25/50/15 |
| How long | 3 years from the end of a conviction suspension, including DUI; 1 year after a first no-insurance conviction |
| State reinstatement fee | $25 to $285 |
| Who files it | Your insurance company |
| Uninsured drivers, 2023 | 6.4% (Insurance Research Council) |
What else to know in Idaho
Idaho's reinstatement fee depends on the reason: $25 for failing to keep an SR-22 or an unpaid judgment, $85 for no insurance or reckless driving, $245 for a test refusal or out-of-state DUI, and $285 for an Idaho DUI. Since January 1, 2025, insurers file SR-22s through the Idaho Insurance Verification System.
Steps
- Get a liability policy of at least 25/50/15 from an insurer licensed in Idaho and tell them you need an SR-22. Not every insurer provides it.
- The insurer files the SR-22 with the Idaho Transportation Department. You cannot file it yourself.
- Pay the state's fees on your suspension notice. The state's reinstatement fees are $25 to $285, depending on the suspension.
- Keep the policy active for 3 years from the end of a conviction suspension, including DUI; 1 year after a first no-insurance conviction. Before you cancel, confirm with the state that your requirement has ended; canceling early can suspend your license again.
FAQ
How long do I need the SR-22 in Idaho?
3 years from the end of a conviction suspension, including DUI; 1 year after a first no-insurance conviction, under Idaho's rules (see the sources below).
Does Idaho charge a fee for the SR-22?
No. It is filed by your insurer, which may add its own charge. The state's reinstatement fees are $25 to $285, depending on the suspension.
Can I get an SR-22 without a car?
Yes. Some insurers offer non-owner SR-22 policies for drivers without a vehicle. Coverage depends on the policy; ask the insurer.
What liability limits does Idaho require?
$25,000 per person and $50,000 per accident for injuries, and $15,000 for property damage (25/50/15). Some states also require other coverage, such as personal injury protection or uninsured motorist coverage; check with the state agency.