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SR-22 in Minnesota: Fees, Minimum Coverage and How Long
The short answer
Minnesota does not call it an SR-22. Instead, an authorized representative of your insurance company (not your agent) signs an Insurance Certification, form PS35016, which is filed with the Commissioner of Public Safety. Minimum liability is $30,000 per person and $60,000 per accident for injuries, and $10,000 for property damage (30/60/10). The insurance must be maintained for one calendar year.
At a glance
| Uses SR-22 | Yes, under another name (form PS35016) |
|---|---|
| Minimum liability | 30/60/10 |
| How long | 1 year |
| State reinstatement fee | $20 to $680 |
| Who files it | Your insurance company |
What else to know in Minnesota
Minnesota's reinstatement fees are $20 for a no-fault insurance suspension, $30 for a no-fault insurance revocation and $680 for alcohol, drug or criminal vehicular operation revocations.
Steps
- Get a liability policy of at least 30/60/10 from an insurer licensed in Minnesota and tell them you need an Insurance Certification (form PS35016). Not every insurer provides it.
- An authorized representative of your insurer signs the Insurance Certification, which is filed with the Commissioner of Public Safety.
- Pay the state's fees on your suspension notice. The state's reinstatement fees are $20 to $680, depending on the suspension.
- Keep the policy active for 1 year. Before you cancel, confirm with the state that your requirement has ended; canceling early can suspend your license again.
FAQ
How long do I need the Insurance Certification in Minnesota?
1 year, under Minnesota's rules (see the sources below).
Does Minnesota charge a fee for the Insurance Certification?
No. It is filed by your insurer, which may add its own charge. The state's reinstatement fees are $20 to $680, depending on the suspension.
What liability limits does Minnesota require?
$30,000 per person and $60,000 per accident for injuries, and $10,000 for property damage (30/60/10). Some states also require other coverage, such as personal injury protection or uninsured motorist coverage; check with the state agency.