General information, not legal advice. Your suspension notice, the court and the state agency decide what applies to you. Fees and rules change; confirm with the agency before you pay.

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How to Restore Your Missouri License After a No-Insurance Suspension

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The short answer

These are the steps the Missouri agency lists to restore a license after a suspension for no insurance. The state's reinstatement fees are $20 to $400, depending on the suspension. Missouri's most common proof of insurance is an SR-22 filing, kept 3 years from your reinstatement eligibility date.

Steps listed by the Missouri agency

  1. Serve the suspension period (1st = 0 days, 2nd in two years = 90 days, 3rd or later = 1 year).
  2. Send proof of insurance (an SR-22 filing is required if an accident is involved).
  3. Pay the reinstatement fee: $20 (1st), $200 (2nd), $400 (3rd or later); online at mydmv.mo.gov, or by money order or personal check by mail to Driver License Bureau, PO Box 200, Jefferson City, Missouri 65105-0200.
  4. Maintain proof of insurance with the Department of Revenue for three years following the end of the suspension.

Go to the state agency's website

Check your status first

Check your license status or reinstatement requirements on the state's own website before you pay anything.

Check status with the state

Need to drive to work while suspended? The state offers a Limited Driving Privilege (LDP); DWI and administrative alcohol suspensions go to a Restricted Driving Privilege (RDP). Many states limit these licenses to certain suspensions, such as DUI cases, so check that it covers yours.

Sources

  1. dor.mo.gov/insurance