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How to Restore Your New York License After a No-Insurance Suspension
The short answer
These are the steps the New York agency lists to restore a license after a suspension for no insurance. The state's reinstatement fees are $50 to $750, depending on the suspension. The New York agency lists proof of insurance, not an SR-22, for reinstatement.
Steps listed by the New York agency
- Surrender the registration and plates if the lapse exceeded 90 days, or get new coverage filed electronically by your insurer
- Serve the license suspension, which equals the number of days of the registration suspension
- Pay the $50 license suspension termination fee online, at the DMV office shown on the order, or by mail if the order allows
- If revoked after an uninsured crash, pay the $750 civil penalty to restore the license
Go to the state agency's website
Check your status first
Check your license status or reinstatement requirements on the state's own website before you pay anything.
Need to drive to work while suspended? The state offers a Conditional license (alcohol or drug, via IDP) and Restricted Use License (other suspensions). Many states limit these licenses to certain suspensions, such as DUI cases, so check that it covers yours.