Home / What Is an SR-26? When Your SR-22 Is Canceled
What Is an SR-26? When Your SR-22 Is Canceled
The short answer
An SR-26 is the form an insurance company files to tell the state that an SR-22 it issued has been canceled, for example because the policy lapsed or you canceled it. If your record still requires the SR-22 when the state receives the SR-26, the state can suspend your license again. Texas's rule says exactly that, and Nebraska's DMV says the insurer must notify it whenever an SR-22 policy cancels or lapses.
When an SR-26 is filed
- You stop paying and the policy lapses.
- You cancel the policy or switch insurers.
- The insurer cancels or does not renew the policy.
How to end an SR-22 without a new suspension
- Find your end date: it depends on the state and the reason. SR-22 length by state.
- Confirm with the state agency that the requirement has ended before you cancel anything.
- If you switch insurers, have the new insurer file its SR-22 before the old policy ends, so there is no gap.
- Only then cancel the old policy or ask to remove the SR-22 filing.
Sources
FAQ
What is an SR-26?
The form an insurer files to tell the state that an SR-22 it issued has been canceled.
Can an SR-26 suspend my license?
Yes. If your record still requires the SR-22 when the state receives the SR-26, the state can suspend your license again.
How do I avoid an SR-26 suspension when switching insurers?
Have the new insurer file its SR-22 before the old policy ends, so the state never sees a gap.