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Arkansas Minimum Car Insurance Requirements
The short answer
Arkansas requires liability insurance of at least $25,000 per person and $50,000 per accident for injuries, and $25,000 for property damage (25/50/25).
Arkansas at a glance
| Minimum liability | $25,000 per person and $50,000 per accident for injuries, and $25,000 for property damage (25/50/25) |
|---|---|
| Other required coverage | Not confirmed on a state source; ask the agency |
| First offense for driving uninsured | Not confirmed on a state source; ask the agency |
| Repeat offense | Not confirmed on a state source; ask the agency |
| Fee to restore after a lapse | Not confirmed on a state source; ask the agency |
Penalties depend on the court and your record; your citation or notice decides what applies to you.
FAQ
What is the minimum car insurance in Arkansas?
Arkansas requires liability insurance of at least $25,000 per person and $50,000 per accident for injuries, and $25,000 for property damage (25/50/25).
What happens if you drive without insurance in Arkansas?
Arkansas sets penalties in state law; we could not confirm them on a state source, so check with the state agency.