Home / Data by state / North Dakota
SR-22 in North Dakota: Fees, Minimum Coverage and How Long
The short answer
In North Dakota, an SR-22 is a certificate your insurance company files with the North Dakota Department of Transportation to prove you carry at least the state minimum liability insurance of $25,000 per person and $50,000 per accident for injuries, and $25,000 for property damage (25/50/25). You must keep it in force for 1 year; if the policy is canceled early, the insurer reports it and your license can be suspended again. The state charges no fee for the SR-22 itself; your insurer may charge its own filing fee. The state's reinstatement fees are $50 to $100, depending on the suspension.
At a glance
| Uses SR-22 | Yes |
|---|---|
| Minimum liability | 25/50/25 |
| How long | 1 year |
| State reinstatement fee | $50 to $100 |
| Who files it | Your insurance company |
What else to know in North Dakota
North Dakota's SR-22 period is 1 year; when it starts depends on the reason, for example from reinstatement after a DUI or from the crash date after an uninsured crash. Reinstatement is $50 for an insurance violation and $100 for a DUI-type suspension.
Steps
- Get a liability policy of at least 25/50/25 from an insurer licensed in North Dakota and tell them you need an SR-22. Not every insurer provides it.
- The insurer files the SR-22 with the North Dakota Department of Transportation. You cannot file it yourself.
- Pay the state's fees on your suspension notice. The state's reinstatement fees are $50 to $100, depending on the suspension.
- Keep the policy active for 1 year. Before you cancel, confirm with the state that your requirement has ended; canceling early can suspend your license again.
FAQ
How long do I need the SR-22 in North Dakota?
1 year, under North Dakota's rules (see the sources below).
Does North Dakota charge a fee for the SR-22?
No. It is filed by your insurer, which may add its own charge. The state's reinstatement fees are $50 to $100, depending on the suspension.
Can I get an SR-22 without a car?
Yes. Some insurers offer non-owner SR-22 policies for drivers without a vehicle. Coverage depends on the policy; ask the insurer.
What liability limits does North Dakota require?
$25,000 per person and $50,000 per accident for injuries, and $25,000 for property damage (25/50/25). Some states also require other coverage, such as personal injury protection or uninsured motorist coverage; check with the state agency.