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Getting Your Texas License Back After a No-Insurance Suspension
The short answer
To reinstate a Texas license suspended over a financial responsibility (no insurance) case, Texas DPS requires three things: an SR-22 certificate filed by your insurer, a $100 reinstatement fee, and any other outstanding fees paid. The SR-22 must be on a liability policy at Texas minimums (30/60/25) or higher and stay in force for 2 years from the conviction date. The DPS License Eligibility portal shows what your record requires, takes payment online, and shows when your status returns to eligible. Driving while suspended is a separate violation with its own penalties.
The checklist
| Step | Detail |
|---|---|
| 1. Check your requirements | The DPS License Eligibility portal lists what DPS needs from you |
| 2. Get a qualifying policy | 30/60/25 minimum, from an insurer licensed in Texas that files SR-22s |
| 3. Insurer files the SR-22 | An insurance card or policy is not accepted in its place |
| 4. Pay the reinstatement fee | $100, plus any other outstanding fees on your record |
| 5. Confirm eligibility | Check the portal again before driving |
| 6. Keep coverage 2 years | From the conviction date. If the policy is canceled early, the insurer files an SR-26 and DPS can suspend your license again |
FAQ
How long until my license is active again?
DPS publishes no fixed processing time. Once DPS has the SR-22 and all fees, check your status in the eligibility portal before driving.
What if I do not own a car?
If you do not own a car and no car is regularly available to you, a non-owner policy with an SR-22 filing is one way to meet the requirement. Whether it fits your situation is a question for a licensed agent or insurer. We do not compare prices.
Does the SR-22 end automatically after 2 years?
The requirement ends 2 years from the conviction. Before you cancel, confirm with DPS that your SR-22 period has ended; canceling early makes the insurer file an SR-26 and can suspend your license again.