Home / Minimum Car Insurance Requirements by State / Wyoming
Wyoming Minimum Car Insurance and Penalties for Driving Without It
The short answer
Wyoming requires liability insurance of at least $25,000 per person and $50,000 per accident for injuries, and $20,000 for property damage (25/50/20).
Wyoming at a glance
| Minimum liability | $25,000 per person and $50,000 per accident for injuries, and $20,000 for property damage (25/50/20) |
|---|---|
| Other required coverage | No other coverage is required besides liability. Uninsured motorist coverage is included at the bodily injury limits unless you reject it. |
| First offense for driving uninsured | Driving without insurance is a misdemeanor with up to six months in jail, a fine of $500 to $1,500, or both. After conviction you must file and keep an SR-22 for three years; if you do not file it within 30 days of notice, your license is suspended until it is received. |
| Repeat offense | The same fine and jail range applies, and for a second or later violation the judge must order you to turn over the vehicle's registration and plates to the county treasurer until all obligations are met. The three-year SR-22 requirement also applies. |
| Fee to restore after a lapse | $50 general reinstatement fee once the suspension start date has passed; no fee if the SR-22 is filed before that date. |
Penalties depend on the court and your record; your citation or notice decides what applies to you.
FAQ
What is the minimum car insurance in Wyoming?
Wyoming requires liability insurance of at least $25,000 per person and $50,000 per accident for injuries, and $20,000 for property damage (25/50/20).
What happens if you drive without insurance in Wyoming?
Driving without insurance is a misdemeanor with up to six months in jail, a fine of $500 to $1,500, or both. After conviction you must file and keep an SR-22 for three years; if you do not file it within 30 days of notice, your license is suspended until it is received.